Anxiety Triggers - Money

No matter how much money I have in the bank, I can't seem to get rid of the anxiety that comes with spending it. I obsess over whether my debit card is in fact in my purse or whether I imagined it there and I will check it's safely secure inside before I leave the house and again when I'm sat in the car park before even entering a store. I feel the need to check my bank balance everyday just in case a surprise finance bites me on the arse and I can feel myself getting more weary when it comes to spending money. I hate it. 

I'm currently sat on hold to HMRC because I've had a letter for my self assessment tax return, which I only did back in January but it's set me off thinking I owe money or that if I don't do another return, I'll get the nasty £100 fine through the post. I've already been on hold for 20 minutes and I can feel my insides churning, looking for any excuse to hang up and try again later. Or will I try again later? Will I just stay on the phone because I don't trust myself to even attempt another phone call later on today? I know I have nothing to worry about, so why do I panic so much?

I'm sure I'm not the only one who does this and no matter how organised I try to make myself, I feel that the systems in place especially with self assessment are so confusing and I've found myself calling HMRC a million times already this year, for reassurance more than anything. Usually they're friendly enough and will try to help, even if it does mean hopping from various departments and spending an hour on the phone with them trying to get a simple answer.

Being an illustrator and having an Etsy shop means I have to keep track of everything I spend and everything I make. I do mine as I go along and rarely leave invoices and paperwork any longer than a week before popping it onto my Excel spreadsheet. This means when it comes to doing a tax return, it's made a little easier for me and I can keep track of how much my business is spending and making. I love filing and organising and would honestly feel so lost and scatty without it. Although I still get anxious about money, I know my own little ways of working help me a lot which got me thinking about how other people manage their anxieties, especially around something like money.

Let me know what you guys think - is money up there with your biggest triggers for anxiety?


4 comments

  1. its one of my triggers too! When the children were smal I used to panic I woudnt have enough food to feed them or that they would need to have new clothes and I couldnt afford it. Im much the same now and always make sure the freezers are full when they come to visit and there is so much food at christmas we could feed the street! Its funny how these little things cause us the most worry!

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    1. I guess it's because you want your children to always feel well fed and at home. I know my parents used to worry about the very same things when I was little. I worry about them now and I don't yet have my own kids :) x

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  2. Money is also something that makes me feel incredibly anxious! For me, it mostly hits when doing grocery shopping. I second-guess whether I REALLY need everything that I've picked up, to the point where I'm standing outside the yoghurt fridge for ages with my insides churning about whether I should be spending 55p on a Muller yoghurt - yes it gets that ridiculous! It's definitely something I need to work on! Thank you for sharing this because it really does make me feel like I'm not alone!

    Abbey 😘 www.abbeylouisarose.co.uk

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    1. Oh my goodness I'm exactly the same! I hate it so much, like obsessively assessing whether you need stuff or not, or whether it's a complete waste of money or what else you could have spent it on. WAHH :( x x

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